WHAT DOES AUTO CITY DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number, Income
- Payment History
- Credit History and Credit Scores
- Credit Card or Other Debt, and Employment History.
If you are a new customer, we can begin sharing your information 30 days from the date we sent/presented this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However you can contact us at any time to limit our sharing. All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Auto City chooses to share; and whether you can limit this sharing.
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus- Yes we share this information; No You cannot limit this sharing.
For our marketing purposes– to offer our products and services to you- We don’t share
For Joint marketing with other financial companies– We don’t share
For our affiliates’ everyday business purposes– information about your transactions and experiences- We don’t share
For our affiliates’ everyday business purposes– information about your creditworthiness- We don’t share
For our affiliates to market to you-We don’t share
For nonaffiliates to market to you– We don’t share
Who is providing this notice? Auto City
How does Auto City protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Auto City collect my personal information?
We collect your personal information, for example, when you:
Give us your income information or provide employment information
Give us your employment history or apply for financing
Apply for a lease
Why can’t I limit all sharing?
Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes information about your creditworthiness, affiliates from using your information to market to you, sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Companies related by common ownership or control. They can be financial and nonfinancial companies. Auto City does not share with our affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include financial companies, warranty companies.
Auto City does not share with nonaffiliates so they can market to you
Are Digital Signature Legal?
Digital signatures are legally binding in the United States and many countries around the world. In the US there are two digital signature Acts that established the legality of digital signatures in the US – the Electronic Signatures in Global and National Commerce Act (ESIGN, 2000) and the Uniform Electronic Transactions Act (UETA, 1999). Both the ESIGN and UETA establish that electronic records and signatures carry the same weight and legal effect as traditional paper documents and handwritten signatures, they say “A document or signature cannot be denied legal effect or enforceability solely because it is in electronic form.” This Auto City form is UETA/ESIGN compliant.